The altblog.

Learn the key differences between mortgage interest rates and APR, including how they impact your loan, monthly payments, and the total cost of borrowing.

Discover the key differences between soft and hard credit checks, their impact on your credit score, when they are used, and how they appear on your credit report.

Explore down payment assistance programs designed to help homebuyers secure funding with lower upfront costs. Learn about the different types available to make homeownership more affordable.

We are quickly approaching $75 million of mortgages managed in our platform. To be clear, that’s less than 0.0001% of the $12 trillion in outstanding mortgage debt in the US. We are nascent, even by startup standards.

Find out how much home you can afford. It depends on your income and debt, the loan type, and property-related expenses like taxes and insurance. The math can get complicated, so here's a full breakdown of everything you need to know. Just remember that qualifying for a home isn't the same as being comfortable with the monthly payment.

Buying a home is a significant milestone that mixes human emotions with lasting financial obligations. Understanding common missteps or biases in our thinking can help make better homebuying decisions.